Scroll to protect
Insure your Car
in 5 minutes
Insure Now
Insure Now
Let us help you
Get Quote
Get Quote
Get Quote

Car Insurance

Car insurance is a must for any vehicle owner. Whether you need it for legal reasons or simply want to insure your vehicle against an accident or damage, our comprehensive insurance policies will safeguard you and your car. With Fairfirst Insurance, create your own policy to suit your budget and needs; based on your vehicle model or type. Our Additional and Free Covers also allow you to pick from a wide variety of covers to create the right car insurance for you!

Why Choose Fairfirst Car Insurance

Calls answered in less than 3 rings

Calls answered in less than 3 rings

Our 24/7 human powered call center will answer your calls in less than 3 rings in any language you prefer!

Virtual damage assessment<br />and claim settlement

Virtual damage assessment
and claim settlement

Click2Claim, our virtual claim settlement service will help you to get your claim settled in less than 15 mins!

Cashless repairs<br />and partner garages

Cashless repairs
and partner garages

With 100+ partner garages island-wide, you can enjoy cashless repairs where ever you go!

What Fairfirst Car Insurance Covers

Additional Covers Included In Your Policy

Add-on Covers You Can Choose From

Car Insurance plans that fit your needs

Third Party

A third-party car insurance is the most common type of vehicle insurance. It covers only the damages & losses caused to a third-party vehicle, property or person in the event of an accident.


A truly comprehensive motor insurance cover which protects against both third-party liabilities as well as damages to your own car in the event of an accident.

How to File a Car Insurance Claim?

If you’ve purchased a Fairfirst Car Insurance policy, you can rest easy knowing that we have a completely digital-enabled claims process!

Click2Claim (C2C) Settlement Process

Other Claim Settlement Options

EasyFix Partner Garages

100+ Cashless Garages for you to choose from across the island. Simply drive your car into one of our repair facilities and we'll take care of the rest. Read More

Fairfirst Assessor

When calling our Hotline to report your accident simply request for a Fairfirst Assessor and we'll dispatch a technical agent to visit your accident site. Your damage will be assessed physically and in person.

Private Motor Car Insurance (English)
Private Motor Car Insurance (Tamil)
Private Motor Car Insurance (Sinhala)
Private Motor Car Insurance Policy Document
Fair Driver Motor Car Insurance Policy Document


  • Feel free to call us on 011 2428428 whenever you feel comfortable or wish to know more about this cover. What you see above is just a snapshot of our policy and we’d be more than happy to go over the fine-print with you.