Liability Covers

Limiting and protecting your business against liabilities is key to sustainability and business continuity. Our corporate liability solutions cover a range of liabilities including public liability insurance, product liability, professional indemnity insurance, directors and officer’s indemnity and workmen’s compensation.

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Public Liability Insurance

Bodily Injury: This includes claims for physical harm or injury suffered by third parties as a result of the insured’s actions or negligence.
Property Damage: This covers damage to third-party property caused by the insured’s business operations.
Death: In cases where a third party dies as a result of the insured’s actions or negligence, Public Liability Insurance may cover legal expenses, compensation for the deceased’s dependents, and other related costs.

Product Liability Insurance

Death: If a product defect leads to the death of a consumer or user, Product Liability Insurance may cover legal expenses, compensation to the deceased’s dependents, and other related costs.
Bodily Injury: This includes claims for physical harm or injury suffered by consumers or users due to a defect in the product.
Property Damage: If a defective product damages the property of consumers or users, Product Liability Insurance can cover the cost of repairs or replacement of the damaged property.

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Professional Indemnity Insurance

Indemnity to the insured against financial losses arising from the provision of professional services.
Indemnity for defence costs and expenses.
Losses arising from bodily injury or property damage.