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Three-Wheeler Insurance

As a tuk-tuk driver in Sri Lanka, you’re constantly zooming past or dodging traffic – an insurance policy is probably the last thing in your mind. Which is why we designed a policy to protect and suit the needs of a three-wheeler in Sri Lanka. Skip the endless search for a three-wheeler insurance price list or policy comparisons online and insure your tuk-tuk with Fairfirst Insurance instead. Our comprehensive insurance policy for your three-wheeler protects your vehicle from own damages that can be caused due to accidents, collisions, natural calamities, fires and other such mishaps.

Why Choose Fairfirst Three-Wheeler Insurance

Calls answered in less than 3 rings

Calls answered in less than 3 rings

Our 24/7 human powered call center will answer your calls in less than 3 rings in any language you prefer!

Virtual damage assessment<br />and claim settlement

Virtual damage assessment
and claim settlement

Click2Claim, our virtual claim settlement service will help you to get your claim settled in less than 15 mins!

Cashless repairs<br />and partner garages

Cashless repairs
and partner garages

With 100+ partner garages island-wide, you can enjoy cashless repairs where ever you go!

What Fairfirst Three-Wheeler Insurance Covers

Add-on Covers with Fairfirst Three-Wheeler Insurance

Tuk Tuk Insurance Covers That Fit Your Needs

Third Party

A third-party tuk-tuk insurance is the most common type of vehicle insurance. It covers only the damages & losses caused to a third-party vehicle property or person in the event of an accident.


A truly comprehensive motor insurance cover which protects against both third-party liabilities as well as damages to your own car in the event of an accident.

How to File a Three-Wheeler Insurance Claim?

If you’ve purchased a Fairfirst Tuk-Tuk Insurance policy, you can rest easy knowing that we have a completely digital-enabled claims process!

Click2Claim (C2C) Settlement Process

Other Claim Settlement Options

EasyFix Partner Garages

100+ Cashless Garages for you to choose from across the island. Simply drive your car into one of our repair facilities and we'll take care of the rest. Read More

Fairfirst Assessor

When calling our Hotline to report your accident simply request for a Fairfirst Assessor and we'll dispatch a technical agent to visit your accident site. Your damage will be assessed physically and in person.


  • Feel free to call us on 011 2428428 whenever you feel comfortable or wish to know more about this cover. What you see above is just a snapshot of our policy and we’d be more than happy to go over the fine-print with you.