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Personal Accident

Our Personal Accident Insurance will allow you to live without fear, better known as ‘Yolo’. Accidents are untimely and can really dampen your day and plans. Whether you have a cycling accident or a sports injury, accidents are inevitable and sometimes just a stroke of bad luck. They can happen anywhere and at any time. The only thing you need to do is be prepared for it! With Fairfirst Insurance, we’ll make sure you’re prepared against any unforeseen expenses that result from any injuries as you live your life.  Our Personal Accident Insurance policy provides a comprehensive coverage against partial or total disability, accidental death, medical & hospitalisation expenses in the event of an accident.

Why Fairfirst Insurance?

Simple Online Processes

Simple Online Processes

We've simplified everything from buying your policy online to making claims with paperless, easy, quick and hassle-free processes.

Your Gear and Equipment is Covered

Your Gear and Equipment is Covered

Unlike traditional personal accident covers, not only do we cover you but even you gear and equipment in the event of damages as a result of an accident.

Islandwide Hospital Network

Islandwide Hospital Network

At Fairfirst, we have a network of 50+ partner hospitals where you can opt for cashless treatments or reimbursement.

Pick the Best Plan for You

Silver

For Beginners Trying New Things

  • Accidental death cover up to LKR 500,000
  • Permanent disability cover including permanent total disability up to LKR 500,000
  • Funeral expenses coverage up to LKR 30,000
  • Education grant in the event of accidental death up to LKR 25,000
  • Expense cover for wheelchair, prosthesis or crutches due to an accident up to LKR 50,000
  • Gear & equipment cover up to LKR 75,000

Gold

Suitable For The Moderately Adventurous

  • Accidental death cover up to LKR 1,000,000
  • Permanent disability cover including permanent total disability up to LKR 1,000,000
  • Funeral expenses coverage up to LKR 30,000
  • Education Grant in the event of accidental death up to LKR 50,000
  • Expense cover for wheelchair, prosthesis or crutches due to an accident up to LKR 50,000
  • Gear & equipment cover up to LKR 150,000

Platinum

For Those Who Have Adventure for Breakfast

  • Accidental death cover up to LKR 2,500,000
  • Permanent disability cover including permanent total disability up to LKR 2,500,000
  • Funeral expenses coverage up to LKR 40,000
  • Education Grant in the event of accidental death up to LKR 50,000
  • Expense cover for wheelchair, prosthesis or crutches due to an accident up to LKR 50,000
  • Gear & equipment cover up to LKR 250,000

More on Personal Accident Insurance

What's Great About Fairfirst's Personal Accident Insurance?

Equipment Coverage

If your gear and equipment is damaged as a result of an accident, your policy will reimburse you up to Rs. 250,000.

Permanent Disability

In the event of permanent disability, your policy will provide you a coverage of up to Rs. 2,500,000.

Accidental Death

A coverage of up to Rs. 2,500,000 in the event of an accidental death during the policy period.

Additional Coverage Benefits Included In Your Policy For Free

What Gear & Equipment We Cover

Sports Gear & Equipment
BikeHelmet
Hydration PackFirst-Aid Kit
Eye Protection (Sunglasses, Clear Lenses)Spare Tube
Air PumpAllen Wrenches
GlovesPatch Kit
Cycle LockSleeping Bag
TentCamping Light
Portable ChairUtility Cord
HammockPortable Table
Water ContainerPortable Cooler
Camping Stove / GrillHiking Boots
BackpackRain Jacket
FlashlightSwimwear
Swimming GogglesSwim Fins
SurfboardWetsuit
FinsSurf Watch
KettlebellBattle Rope
Heavy BagWeight Ball
DumbbellAb Wheel
Elbow PadsGame Balls
RacquetsNets
BatsClubs
WicketsBases

This policy does not cover you against

How to file a Personal Accident Insurance Claim?

If you’ve purchased a Fairfirst Personal Accident Insurance policy, you can rest easy knowing that we have a completely digital-enabled claims process!

Note

  • Feel free to call us on 011 2428428 whenever you feel comfortable or wish to know more about this cover. What you see above is just a snapshot of our policy and we’d be more than happy to go over the fine-print with you.