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Home Insurance

Your home protects your loved ones. But then, who protects your home? With our comprehensive home insurance policy, you can be certain that your home and its belongings are in safe hands. The standard covers you will receive with this policy are outlined below

Fire & lightning
Aircraft damage
Impact damage
Malicious damage (if riot & strike cover is purchased)
Cyclone, storm & tempest
Hurricane, typhoon, tornado
Tidal waves & tsunami caused by earthquake or volcanic eruptions
Bursting & overflowing of water tanks, apparatus & pipes
Electrical extra


You will receive the following coverages absolutely free with this policy

Electrical extra
5% of the building sum insured or Rs. 250,000 whichever is less for wiring and permanent electrical fittings
Architects, surveyors, and consulting engineers fees
Up to 5% of the building claim amount
Removal of debris
Up to 5% of the building claim amount
Alternative accommodation
Additional expenses for alternative accommodation – Rs. 10,000 per month up to three months

Additional covers

You can also obtain the following coverages for an added premium

Riot & strike

What we do not cover

Loss by theft during and after a fire
Loss by its own fermentation or undergoing heating process
Burning of property by public authority
War and allied perils including radiation and nuclear risks
Earthquake, Cyclone and other convulsions of nature
Bush fire and clearing of land by fire
Explosion other than explosion of boilers/gas used for domestic purposes


Particulars of cover and exclusions given above are not complete or exhaustive. For more details please call us on 0112 428 428 or visit one of our nearest branches.

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