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Motor Insurance Sri Lanka

Our vehicle insurance policy is customised to suit the vehicle you drive; whether it’s a car, a bike or even a tuk-tuk. Each of our motor insurance covers can be personalised to suit your vehicle’s brand, model and other key details, so you only pay for what you need. Switch to a more convenient and reliable insurance policy for your vehicles with Fairfirst Insurance at the click of a button. Getting your insurance has never been easier!

We Make it Easy to Insure Your Vehicle

Calls answered in less than 3 rings

Calls answered in less than 3 rings

Our 24/7 human powered Call Centre will answer your calls in less than 3 rings in any language you prefer!

Virtual damage assessment<br />and claim settlement

Virtual damage assessment
and claim settlement

We are customer oriented. 63% of our Motor claims are inspected virtually, and among them, 35% are swiftly settled within one hour, thanks to our award winning Clic2Claim service.

Cashless repairs<br />and partner garages

Cashless repairs
and partner garages

With 300+ partner garages island-wide, you can enjoy cashless repairs wherever you go!

Motor Insurance Categories

Car Insurance

Car Insurance

Make sure your ride is covered by any risks and damages caused from accidents, thefts or natural disasters.

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Three Wheeler Insurance

Three-Wheeler Insurance

Affordable and customised premium prices for your tuk-tuk while you zoom past or dodge traffic.

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Motorcycle Insurance

Motorcycle Insurance

Be it a motorcycle, moped or scooter – we’ve go the perfect cover for you. Let’s get that two-wheeler and yourself covered!

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Commercial Vehicle Insurance

Commercial Vehicle Insurance

If your primary business involves the use of vehicles then we’d recommend you to head over to this section.

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Pick the Best Option for You

Third Party

Basic coverage

  • Covers death or bodily injury to any third-party person.
  • Covers any damaged property up to
    Rs.15,000.
  • Does not cover you.
  • Does not cover any damages to your vehicle.

Comprehensive

Complete coverage

  • Covers death or injuries caused to a third-party person by your vehicle during an accident.
  • Covers damages caused to a property of a third-party person up to a maximum amount of LKR 5 million, due to accident caused by your vehicle.
  • Covers damages to your vehicle based on the total sum insured.
  • Add-ons available to extend your cover.
  • Manage your own deductibles.

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