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If you’re a shop owner shopping for the best protection for your shop, then we have a great deal for you! Our Shop Protector Policy covers your property and inventory for theft, accidents and natural disasters, and you can select the options you need. For example if you’re in the hills and flooding isn’t a problem, then you don’t have to pay for it!
Standard covers applicable for property damage
Money in transit, money within the premises during normal business hours or cash in a safe out of normal business hours, cover up to a maximum of LKR 500,000/-. This includes a free cover for misappropriation of cash by shop employees.
Covers you, your family members and employees up to a maximum of 5 persons. Maximum limit of LKR 250,000/- per person. In the event of an accidental death of the insured, an amount for funeral expenses is paid under this cover.
Provides a free cover for employees for accidents and sicknesses arising out of and in the course of their employment with you.
Provides a free legal liability cover for third party bodily injury or property damage up to a limit of LKR 1 million
Up to LKR 2,000/- for 14 days of hospitalisation due to an accident for the insured.
Prior to cancellation of the policy, a 7 days’ notice should be sent to the insurer via registered post or mailed to the last shown address. In such an event a refund of the premium will be paid to the insured on a short period basis.
Prior to the cancellation of the policy, the insurer will be sent a 7 day notice via registered post or mailed to the last shown address by our records, stating when such cancellation shall be effective. In such an event, the company will return to the insured the premium paid, less the pro-rata portion thereof for the period the policy has been in force.