Your Personal Accident policy covers you for accidents that may occur during common activities. We ensure you maintain your lifestyle without affecting your finances! Your policy will provide a monetary sum or reimbursement in case of injury, disability, or accidental death. Some of the covered activities include:
We've simplified everything from buying your policy online to making claims with paperless, easy, quick and hassle-free processes.
At Fairfirst, we have a network of 50+ partner hospitals where you can opt for cashless treatments or reimbursement.
| Main Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | Plan 6 | |
|---|---|---|---|---|---|---|---|
| 1A | Accidental death | 100,000 | 250,000 | 500,000 | 1,000,000 | 2,500,000 | 5,000,000 |
| 1B | Permanent total disability | 100,000 | 250,000 | 500,000 | 1,000,000 | 2,500,000 | 5,000,000 |
Permanent disability:
|
100,000 | 250,000 | 500,000 | 1,000,000 | 2,500,000 | 5,000,000 | |
|
50,000 | 125,000 | 250,000 | 500,000 | 1,250,000 | 2,500,000 | |
| Extra Benefits | |||||||
| 1C | Double the benefit due to accidental death for public transport (additional amount) | 100,000 | 250,000 | 500,000 | 1,000,000 | 2,500,000 | 5,000,000 |
| 1D | Funeral expenses due to accidental death | 10,000 | 20,000 | 30,000 | 30,000 | 40,000 | 50,000 |
| 1E | Bereavement benefit for death due to dengue fever | 10,000 | 25,000 | 50,000 | 50,000 | 100,000 | 100,000 |
| 1F | Education grant due to accidental death of the insured person | 25,000 | 25,000 | 25,000 | 50,000 | 50,000 | 50,000 |
| 1G | Mobility assistance to buy wheel chair, artificial limb (Jaipur Foot) or crutches due to an accident | 10,000 | 25,000 | 25,000 | 50,000 | 50,000 | 50,000 |
| 1H | Damage to clothing and personal effects due to an accident | 2,000 | 5,000 | 5,000 | 7,500 | 7,500 | 7,500 |
| Premium for PA (Including Taxes) | 500.00 | 1,062.50 | 1,375.00 | 2,750.00 | 4,625.00 | 7,750.00 | |
| Section 2 (Optional benefit) | |||||||
| 2A | Daily hospital cash benefit due to accident (per day up to 20 consecutive days excluding first 2 days) | 500 | 1,000 | 1,000 | 2,000 | 2,000 | 2,000 |
| 2B | Daily hospital cash benefit for dengue fever (per day up to 07 consecutive days) | 500 | 1,000 | 1,000 | 2,000 | 2,000 | 2,000 |
| Premium for PA + Hospital Cash (Including Taxes) | 1,212.63 | 1,896.09 | 2,275.80 | 3,946.49 | 6,224.70 | 10,021.73 | |
Choose from six different plans designed to match your lifestyle and protection needs.
Provides financial protection to your family in the event of accidental death.
Coverage in case of permanent total disability caused by an accident.
* Refer to the policy wording for more details.
If you’ve purchased a Fairfirst Personal Accident Insurance policy, you can rest easy knowing that we have a completely digital-enabled claims process!
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