Combined Corporate Cover from Fairfirst, can help you deliver a promise of protection. As you strive hard to build your small and medium scale enterprise, we appreciate your sensible and responsible decision to uplift the well-being of your employees and their families.
Happy and healthy employees are your greatest strength and their dedication makes up the foundation of your growth chapter.
We are here to prioritize your employees’ well-being, while you focus on unlocking the potential of your growing business. Choose from a wide range of comprehensive plans ranging from Rs.100,000 to Rs.500,000.
If any or more of the following events take place, we are not liable to pay expenses that arises directly or indirectly.
Circumcision and vaginal membrane repairs.
General debility, treatment, or surgery for change of life/gender, hormone replacement therapy other than thyroxin and insulin.
Cosmetic or aesthetic treatment of any description, lasik treatment for refractive error. Any form of plastic surgery (unless necessary for the treatment of accidental bodily injury), surgery to correct deviated septum and hypertrophied turbinate unless necessitated by an accidental bodily injury.
Hearing aids, crutches, wheelchairs,artificial limbs, dentures, artificial teeth and all other external appliances, prosthesis and/or devices, medical equipment of any kind used at home as post hospitalisation care including cardiac pacemakers and studies or costs of donor screening or treatment.
Expenses incurred on items for personal comfort like television, telephone, etc. incurred during hospitalisation and which have been specifically charged for in the hospitalisation bills issued by the hospital/nursing home
Epilepsy, tension type headaches,psychiatric mental or neuroses disorders, psychological ailment/conditions, and sleep/snoring disorders.
Congenital internal and/or external illness/disease/defect. Genetic disorders and stem cell implantation/surgery storage
Non-allopathic therapies, neurotherapy, acupuncture, aromatherapy, treatment in health hydro, spas, nature care clinics.
Ailments or complications due to suicide attempts, self-inflected injuries, use or abuse of any substance, drug or alcohol and treatment for de-addiction.
Treatments taken at any institution which is primarily a rest home or convalescent facility, a place for custodial care, a facility for the aged or alcoholic or drug addicts even if the institution has been registered as a hospital or nursing home.
Miscarriages and pregnancy related ailments.
Staying in a hospital without undertaking any treatment or where there is no active regular treatment by the medical practitioner, which ordinarily can be provided without hospitalisation.
Any fertility, subfertility treatment or assisted conception operation or sterilisation procedure, birth control related treatment, treatment for sexual dysfunction and voluntary termination of pregnancy.
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Travel
Home Insurance
Pet
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Smart Personal Accident
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