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What is personal accident insurance?
Personal accident insurance covers you from an accident no matter where you in the world. The cover provides you with either a lump sum or reimbursements for out-of-pocket expenses in case of injury, disability or death.
The premiums are fixed, and you do not need to undergo any medical examination before the policy is incepted.
Unlike traditional Personal Accident Insurance, Fairfirst offers affordable coverage over a wide range of accidents, including but not limited to:
- Camping trips
WHAT THIS POLICY DOES NOT COVER
- Natural death
- Self-harm or suicide
- Accidents under the influence of liquor
- People suffering from mental illnesses
- Air crews
- Racing other than on foot
- Hazardous sports and pastimes
- Congenital or pre-existing medical conditions
- Active participation in riots
- Military services
HOW TO INTIMATE A CLAIM
- In the event of accident immediately dial 0112 428 428.
PROVISIONS RELATING TO CANCELLATION OF THE POLICY
- Due to Misrepresentation or any fraudulent misconduct by the insured.
- Non-payment of premium.
Prior to cancellation of the policy, a 7 days’ notice will be sent to the insured via registered post or mailed to the last shown address by our records, stating when such cancellation shall be effective. In such event the company will return to the insured the premium paid less the pro-rata portion thereof for the period the policy has been in force.
Prior to cancellation of the policy, a 7 days’ notice should be sent to the insurer via registered post or mailed to the last shown address. In such event a refund of the premium will be paid to the insured on a short period basis.
This is a brief of this insurance cover. For exclusions, conditions & more details please call us on 0112 428 428 or refer the policy document.