Partnerships | Nations Trust Bank

Nations Trust Bank

Living on a tropical island also means having to protect and insure yourself against illnesses like dengue or influenza fevers. Nations Trust Bank partnered with us at Fairfirst Insurance to provide a comprehensive cover to protect our Amex cardholders against dengue or influenza.
The policy will be a safety net in the event you’re hospitalised due to a dengue fever or influenza fever, in Sri Lanka. With an easy-payment instalment scheme available for NTB customers, get this policy now, so you have one less thing to worry about! The policy covers room charges, admission fees, surgical procedures and more.

What it Covers?

Hospitalisation expenses due to dengue fever
Hospitalisation expenses due to influenza fever

	Benefit Scheme	Plan 1	Plan 2
1	Annual Limit	100,000	200,000
1.1	Room charges, intensive care unit charges, hospital charges including admission fees, hospital maintenance, treatment and surgical procedures, professional / doctor’s fees, investigations and tests	Within the annual limit	Within the annual limit
1.2	Hospitalization in a non-paying ward of a government hospital for the first 14 nights (per day) payable under annual limit	2000	3000
1.3	Out rendered investigations and drugs for an inpatient in government hospitals payable under annual limit	50,000	100,000
1.4	Emergency traveling (ambulance charges only) – payable under annual limit	5000	7000

*Above benefits are available to all insured persons during the policy period;

If NS1 (mandatory for private hospitalizations) or any equivalent test as directed by a SLMC registered physician is positive in results for dengue fever.
If influenza A & B test is positive in result for influenza fever.

Special Features

Cashless facility – Hospital bills are settled immediately at the time of discharge from the hospital (only available for Fairfirst empanelled hospitals)
A fixed premium regardless of the age group
Lifelong renewal
Covering the individual and his/her family members (namely spouse, dependent children, parents and parents-in-law).

Terms & Conditions

Waiting period – 10 days
Maximum entry age – 75 years
Individual limits will be granted for each and every member of the family unit
Up to a maximum of 6 members including the card holder will be covered under a single policy.

Note

Particulars of cover and exclusions given above are not complete or exhaustive. For more details please call us on 0112 428 428 or visit one of our nearest branches.