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Machinery Breakdown Insurance

This policy offers financial protection in the event of machinery malfunction – accidental, electrical and mechanical breakdown requiring repairs, and/or replacement. Machinery Breakdown Insurance covers all types of Industrial equipment like Turbines, Compressors, Generators, Transformers, Rectifiers, Electric motors, Diesel engines, Pumps, Windmills, Agricultural Machinery and etc.

What it Covers

Machinery against unforeseen, sudden accidental, physical loss or damage caused due to:

Short-circuit, disruption, electrical overpressure
Failure of operation of safety devices
Structural defects, material defects or defects of assembly
Fortuitous working accidents such as vibration, maladjustment
Loosening of parts, abnormal stresses, fatigue, centrifugal force, excessive speed
Defective or accidental lack of lubrication, seizure, water hammer or local overheating
Falling, impact, collision or similar occurrences
Obstruction or the entry of foreign bodies


Working or at rest
Being dismantled moved or re-erected for the purpose of cleaning, inspection, repair or installation in another position within the location

Basis of sum insured

The sum insured has to represent the new replacement value of the machine including customs duty, freight and cost of erection & testing


Particulars of cover and exclusions given above are not complete or exhaustive. For more details please call us on 0112 428 428 or visit one of our nearest branches.

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