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Product Liability Insurance

Manufacturers, Product Designers, Wholesalers, Distributors, Retailers and anyone else involved in the product design, manufacture or supply chain has a responsibility in ensuring that the products concerned does not cause harm. If the product does cause harm, the victim has a right to enforce his legal rights in a court of law. Product Liability Insurance is designed to indemnify the manufacturer or supplier of the ‘defective’ product against losses resulting in bodily injury or property damage arising from the use of the ‘defective’ product. It also pays for the litigation costs and expenses incurred in the defense of a suit, provided prior written consent of the Insurance Company is first obtained.

What it covers

It is a liability policy, which will indemnify the Insured against all losses arising from the consumption or use of the product, giving rise to the following

Accidental bodily injury
Accidental damage to property
Any legal expenses incurred by the Insured in defending legal proceedings with the Company’s written consent.

Note

Particulars of cover and exclusions given above are not complete or exhaustive. For more details please call us on 0112 428 428 or visit one of our nearest branches.

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